SETTLEINDIA Privacy Policy

This Privacy Policy, along with our General Terms and Conditions (“General T&C”) available on our website, applies to all hyperlinks under www.settleIndia.com (referred to as the “Website”). By accessing or using this Website, you acknowledge that you have read and accepted the terms outlined herein. We may update this policy periodically, and your continued use of our services following any updates will constitute your acceptance of the revised policy. Any capitalized terms used but not defined here will carry the meanings assigned in the General T&C.

I. SETTLEINDIA Data Privacy Policy

1. Data Protection Measures

At SETTLEINDIA, we value your privacy and are committed to protecting your personal information. This includes details that can identify you, such as:

• Full name
• Residential and business address
• Email address
• Phone number
• Company details (e.g., GSTN)
• Government IDs (e.g., PAN, Aadhaar)
• Banking and payment information

If you choose to withdraw your consent, your information will no longer be used or retained. Consent can be withdrawn by unsubscribing or sending written notice to support@SettleIndia.in.

We do not sell or trade your information. However, we may share it with our members, affiliates, or partners to provide you with credit reports or services, and to comply with legal obligations. Disclosure may also occur to prevent physical harm or comply with judicial requirements.

We employ strict technological and procedural safeguards to ensure data security and will continuously upgrade our systems to match evolving threats. Data may be transferred to affiliated entities across borders solely for providing our services.

We assure you that your information will not be published without your consent, except where necessary under this policy or required by law.

2. Information Collection and Purpose

2.1 Information Collected
By using our website or mobile app, you agree to share the following information:

• Company name, GST number, PAN, Aadhaar
• Contact details (email, phone, address, PIN code)
• Director or representative details
• Business category and interests
• Bank and payment details
• Data retrieved via APIs and accounting software integrations
• Web and device information (IP address, browser, device, OS, etc.)

We may also collect non-identifiable demographic, behavioral, and technical information for analytical and service improvement purposes.

2.2 Purpose of Collection
We collect and use your data to:

• Deliver and improve our products and services
• Customize your user experience
• Ensure legal compliance
• Perform analytics and market research
• Communicate offers and updates
• Manage follow-ups, reminders, and defaulter notifications

Some services may not be accessible if you choose not to provide required information.

3. Use of Collected Information

We may use your information to:

• Contact you about services, offers, or account-related issues
• Provide targeted marketing and advertisements
• Enhance website usability and user experience
• Share with affiliates or third-party partners for service delivery
• Transfer data in the event of a merger or acquisition
• Develop new services and secure existing ones

3.1 Disclosure of Information
Your data may be disclosed under the following conditions:

• Legal or regulatory requirements
• Verification purposes
• Judicial or governmental requests
• Integration with third-party service providers (with proper consent).

3.2 Links to Third-Party Websites
Our Website may contain links to external sites not governed by this Privacy Policy. Please review their policies before submitting your information.

3.3 Methods of Data Collection
We may use technical tools (e.g., tracking pixels in emails) to understand user behavior, track interactions, and improve engagement with our communications and services.

4. Google AdWords Remarketing

4.1 How It Works
We use Google AdWords Remarketing to show our ads to visitors who previously interacted with our site. Cookies placed during your visit help us display relevant ads across Google’s Display Network.

We do not collect personally identifiable information (PII) through these tools or associate it with your identity.

4.2 Data Privacy in Remarketing
We do not track or collect identifiable user data through analytics tools, nor link IP addresses with individual identities.

5. Updates to the Policy

We may revise this Privacy Policy from time to time. Updated versions will be posted on our website. Continued use after changes implies acceptance of the revised policy. Users may receive notifications via email or the website.

User feedback or testimonials provided to SETTLEINDIA may be used for promotional purposes, unless explicitly objected to.

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II. Additional Provisions

1. Severability

If any provision of this Privacy Policy is found to be unenforceable or illegal, it may be amended or severed while the remaining provisions remain effective.

2. Amendments Without Prior Notice

We may update this policy or issue new guidelines without prior individual notice. Updates will be posted on the Website and become effective immediately.

3. Indemnity

You agree to indemnify SETTLEINDIA and its associates against any losses or claims arising from a breach of this Privacy Policy or misuse of services.

4. No Transfer of Rights

You may not assign or transfer your rights under this policy or related transactions to another party.

5. Governing Law and Jurisdiction

Legal proceedings shall be subject to the exclusive jurisdiction of the competent courts located in Gautam Buddh Nagar, Uttar Pradesh, India, and conducted in the English language.

6. Consent for Communication

By providing your contact information, you consent to receive emails and SMS updates regarding your services, orders, or inquiries with SETTLEINDIA.