Payment & Refund Policy

1. Payment Terms

• All payments for services offered on the SettleIndia platform must be made in advance through approved payment gateways.
• Payment methods accepted: Credit/Debit Cards, UPI, Net Banking.
• All prices are exclusive/inclusive of applicable taxes (GST), as displayed during checkout.

2. Confirmation of Payment

• Upon successful payment, a confirmation receipt will be sent via email and/or displayed on your account dashboard.
• In case of failed transactions, no amount will be deducted. If deducted, the amount will be auto-refunded by the payment gateway within 7–10 business days.

3. Refund Policy

• SettleIndia follows a strict no-refund policy once a subscription or credit report service has been activated.
• Exceptions may be made only in the following cases:
  • Duplicate payment
  • Technical errors resulting in non-delivery of service
• Refund requests must be emailed to support@settleindia.comwithin 48 hours of the transaction, along with proof of payment.

4. Chargebacks & Disputes

• Users are encouraged to first contact SettleIndia support before initiating a chargeback with their bank.
• Any fraudulent chargebacks will lead to immediate suspension of services and possible legal action.

5. Cancellations

• Services once initiated or activated are non-cancellable.
• Users may choose not to renew services upon expiry.

6. Modifications to the Policy
SettleIndia reserves the right to modify this Payment & Refund Policy at any time. Any updates will be posted on this page, and continued use of services shall indicate your acceptance.